If banks raised their loan rates in response, it would discourage borrowing.

如果银行以提高贷款利率作为回应，则会抑制借款。

The bipartisan bill would cap undergraduate students loan rates at 8.25%.

然而两党法案将规定大学生贷款利率在8.25%。

That would cut the current loan rate of 6.8% by nearly 3% for undergraduates this fall.

这在今年秋天将为大学生们当前贷款利率6.8%减至3%。

The average of these, plus a spread for profit, would be the loan's interest rate.

这些的平均值加上利润利差就是贷款的利率。

The House already has passed student loan legislation that also ties loan rates to the markets.

众议院已经通过了将贷款利率与市场挂钩的学生贷款立法。

The House is expected to vote soon on bipartisan legislation that would reduce student loan rates at least in the short term.

众议院预计将很快就至少在短期内降低学生贷款利率的两党立法进行投票。

Officials have warned that the consequences of a default would impact all Americans, forcing higher home and auto loan rates, and credit card payments.

官员们警告说，违约的后果将影响所有美国人，迫使更高的家庭和汽车贷款利率以及信用卡支付。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在抵押贷款、贷款利率甚至汽车保险方面达成最好的交易——或者如果你被拒绝贷款或公寓租赁——努力提高信用评分。

That means you'll have to pay more interest if you borrow money, higher mortgage rates for home buyers, higher interest rates if you finance a car, higher student loan rates for people who get those in or after 2016.

这意味着如果你借款会支付更多利息, 购房者则是面临更高的抵押贷款利率, 贷款买车的话也会有更高的利率, 而且在2016年或之后申请学生贷款的利率也会上涨。