Health savings account

A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either HDHPs or standard health plans. HSA funds may currently be used to pay for qualified medical expenses at any time without federal tax liability or penalty. Beginning in early 2011 OTC (over the counter) medications cannot be paid with HSA dollars without a doctor's prescription. Withdrawals for non-medical expenses are treated very similarly to those in an individual retirement account (IRA) in that they may provide tax advantages if taken after retirement age, and they incur penalties if taken earlier. These accounts are a component of consumer-driven health care.

单词	Health Savings Account
释义	Health Savings Account 原声例句 NPR音讯 2017年3月合集 He wants to have health savings accounts, which are tax-advantaged accounts to pay for health care. 他希望设立医疗储蓄帐户，也就是可以支付医保费用的纳税优惠帐户。《财富》选读 Essentially, all workers pay a chunk of their salary into the equivalent of a health savings account. 从本质上说，所有员工都将他们工资的一部分存入相当于健康储蓄账户的账户里。 NPR音讯 2017年3月合集 We should help Americans purchase their own coverage through the use of tax credits and expanded health savings accounts. 我们应该通过税收抵免和扩大医疗储蓄帐户等措施，让美国人购买自己的医疗保险。《财富》选读 Back in 2007 it offered state employees the option of taking a high-deductible policy with a health savings account (HSA). 回到2007年，其为州员工提供了一种高免赔额的健康储蓄账户（HSA）选择。破产姐妹第1季 Do you have a health savings account? 你有医疗储蓄账户吗? 英语百科 Health savings account A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either HDHPs or standard health plans. HSA funds may currently be used to pay for qualified medical expenses at any time without federal tax liability or penalty. Beginning in early 2011 OTC (over the counter) medications cannot be paid with HSA dollars without a doctor's prescription. Withdrawals for non-medical expenses are treated very similarly to those in an individual retirement account (IRA) in that they may provide tax advantages if taken after retirement age, and they incur penalties if taken earlier. These accounts are a component of consumer-driven health care.
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Health Savings Account

Health savings account