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单词 Credit freeze
释义

Credit freeze

原声例句
VOA Special 2020年10月合集

Toward the end of two thousand eight an international credit freeze developed.

到2008年底,出现国际信贷冻结。

AP 听力 2017年9月合集

Strongest option is a credit freeze, making it impossible for someone else to open new accounts and bank cards in your name, but it will lock you out as will.

受害者的首选是冻结信用档案,防止他人盗用其名义开设账户和银行卡,但同时本人也会受此限制。

英语百科

Credit freeze

A credit freeze, also known as a credit report freeze, a credit report lock down, a credit lock down, a credit lock or a security freeze, allows an individual to control how a U.S. consumer reporting agency (also known as credit bureau: Equifax, Experian, TransUnion, Innovis) is able to sell his or her data. The credit freeze locks the data at the consumer reporting agency until an individual gives permission for the release of the data. Today, credit freezes are made possible by state laws as well as industry-initiated rules. Laws have been passed by nearly all the US states (see partial list below). The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2003. In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. State laws still apply, however, in instances where the cost or other details of the freeze are more favorable than they are under the industry-sponsored alternative.

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更新时间:2025/6/18 8:17:38