And PayPal is building up its buy now, pay later business.

PayPal 正在建立其“先买后付”的业务。

It specialises in the growing field of buy now, pay later technology.

公司专注于不断增长的先买后付技术领域。

Buy now, pay later companies took off in the US during the pandemic.

在疫情期间，美国涌现出了先买后付的公司。

Buy now, pay later falls just below that.

先买后付的价格略低于这个水平。

A fee the retailer pays to the company on each buy now, pay later purchase.

即零售商在每次采用先买后付时支付给公司的费用。

PayPal has offered its own version of buy now, pay later in the US.

PayPal 提供了自己的“先买后付”版本。

The buy now, pay later choice is focusing on younger consumers and people who have bad credit.

先买后付的选择主要针对年轻消费者和信用不佳的人。

That's the key to a successful buy now, pay later.

这是成功的先买后付的关键。

So, Dave, who are the other big players trying to get ahead in this buy now, pay later market?

那么，戴夫，还有在先用后付领域领先的其他大玩家吗？

Despite these challenges, Delev thinks that buy now, pay later is here to stay.

尽管面临这些挑战，德莱夫认为，先买后付的模式将继续存在。

Still, for some buy now, pay later CEOs like Affirm's Levchin, the competition is clear.

不过，对于 Affirm 的莱夫钦等一些先买后付的 CEO 来说，竞争是显而易见的。

Well, it's the latest in a long line now of very interesting moves in the buy now, pay later space.

好的，这是先用后付空间有趣的举动中最新的一个。

Part of the reason for its popularity is that buy now, pay later is more accessible than a credit card.

它受欢迎的部分原因是，先买后付比信用卡更容易用上。

But some buy now, pay later firms like Afterpay have been bought by larger companies.

但是像 Afterpay 这样的一些先买后付的公司已经被大公司收购。

Here's how buy now, pay later services compare to credit cards and what it means for the next time you're checking out.

以下是先买后付服务与信用卡的比较，以及它对你下次结账的意义。

It's since introduced a credit card and its own buy now, pay later lending program.

此后，该公司推出了信用卡和自己的“先买后付”贷款计划。

They're also utilizing services like buy now pay later, which is a type of installment loan people might use instead of a traditional credit card.

他们也利用现购现付等服务，这是一种分期贷款的付款服务，人们可能会用它来代替传统信用卡。

Buy now, pay later companies typically perform a less formal credit check and look at additional data like previous times you've used their service.

先买后付公司通常会进行不太正式的信用检查，并查看你以前使用他们服务的额外数据。

Shifting consumer habits can cut down on transactions and many buy now, pay later programs rely on funding that is sensitive to interest rates.

消费者习惯的改变可以减少交易，许多先买后付的项目依赖于对利率敏感的资金。

Buy now, pay later firms have boomed over the last three years and companies like PayPal, Apple, and credit cards themselves are joining in on the hype.

先买后付的公司在过去三年蓬勃发展，贝宝（PayPal）、苹果（Apple）等公司和信用卡公司也加入了这一热潮。