Everyone wanted to believe that we had genuinely found a way of spreading risk through securitising loans so low-income families could have access to the sort of credit that the middle class has always had.

每个人都想相信我们真的找到了一种通过贷款证券化来分散风险的方法， 这样低收入家庭就可以获得中产阶级一直拥有的那种信贷。