Everyone's expecting much higher default rates.

每个人都预期违约率会高得多。

The default rates are already up from 1% to 4%, fellas.

违约率已经从一个百分点上升到了四个。

The highest default rates on student loans do not involve college graduates with big debts.

学生贷款违约率最高的那批人不是负债最高的毕业生，而是没能读完大学的小额债务背负者。

It now has an unusually high default rate of 3% over the past six months.

在过去六个月中，它现在的违约率异常高，为 3%。

Or perhaps you were automatically signed up for your 401(k) at a default rate of 3% to 6% and you never increased it.

又或者您以默认的3％到6％的违约率签了401(k)退休福利计划但从来没有上调这一计划。

Since 2010 the average annual default rate in the leveraged-loan market has been less than 2%.

自2010年以来，杠杆贷款市场的年平均违约率一直低于2%。

The default rate for those debts remains at a comfortable 3% in both America and Europe (see chart 1).

在美国和欧洲，这些债务的违约率都保持在 3% 的舒适水平（见图 1）。

In the private debt market, where default rates tend to be higher, borrowers are confronting similar woes.

在违约率往往较高的私人债务市场，借款人也面临着类似的困境。

Klarna said that its underwriting practices have helped keep its default rates below 1%, but delinquencies aren't the only thing that can undermine profits.

Klarna 说，其承保业务帮助其将违约率保持在 1% 以下，但违约并不是唯一会损害利润的因素。

Michelle White of the University of California, San Diego and colleagues found that bankruptcy reform caused the default rate on prime mortgages to rise 23%.

圣地亚哥加利福尼亚大学的米歇尔? 怀特以及其同事发现，破产法改革导致贷款市场的拖欠债务率上调了23%。

Bausch Health, a health-care provider, gave up the ghost on September 30th, taking the default rate for high-yield issuers to its highest since June 2020.

医疗保健提供商 Bausch Health 在 9 月 30 日放弃了鬼魂，使高收益发行人的违约率达到 2020 年 6 月以来的最高水平。

But after a brief spike to 13.7% in 2009, the default rate on global high-yield bonds dropped steadily and was just 2.8% in September, according to Moody's, another ratings agency.

但据另一家评级机构穆迪的数据表明，，全球垃圾债券的债务违约率在2009年短暂高企13.7%之后，稳步下降;并且9月份仅为2.8%.