As for me, credit system should take the blame.

我认为，学分系统是原因之一。

Secondly, the adoption of credit system also results in some changes in professors' mindset.

第二，学分制度的实施改变了老师的思想。

Officials credited the system with saving the lives of more than 20 children in Paraguay.

官员指出，该系统挽救了巴拉圭20多位儿童的性命。

Officials have credited early warning systems and better preparation by local officials for saving thousands of lives.

官员们认为早期预警系统和地方官员更好的准备拯救了数千人的生命。

China will implement more policies to optimize the system against dishonest practices and refine the social credit system.

中国将实施更多政策来优化反失信制度，完善社会信用体系。

There's another humbug—the credit system—humbug, sir;no credit—no debt.

还有另一个骗局——信用系统——骗局，先生；没有信用——没有债务。

He didn't even have a -- he doesn't even have a credit card, but he used the credit system by AliPay.

他甚至连一张信用卡都没有，他用的是支付宝的信用系统。

In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash.

在信用系统中， 卖方同意在不立即收到现金的情况下向买方出售某物。

Firstly, with the adoption of credit system, students are likely to perceive that the goal of attending class is to earn credits.

首先，随着学分系统的施行，学生很有可能认为上课的目的就是争取学分。

And governments put more effort into tracking their citizens, whether it's through camera supervision or the proposal of a so-called 'social credit system'.

政府投入更多的精力来追踪他们的公民，无论是通过摄像头监督还是所谓的“社会信用体系”的提案。