Unlike bank deposits, a claim on central-bank reserves carries no credit risk.

对央行储备的拥有权与银行存款不同，它不存在信用风险。

That leaves him with two options: shoulder huge credit risk himself, or walk away from orders.

自己承担巨额信贷风险，或者放弃订单。

It started with things like assessing credit risk from loan applications, sorting the mail by reading handwritten zip codes.

它是从例如评估贷款申请的信用风险、阅读手写的邮政编码对邮件进行分类等开始的。

Together, the two institutions now underwrite credit risk for more than half of mortgages.

这两家机构现在共同承保了超过一半的抵押贷款的信用风险。

Funds can now determine, for instance, that a security represents a " minimal credit risk" .

例如，基金现在可以确定某种证券代表“最小信用风险”。

Credit risk is the likelihood that the borrower will not be able to repay the loan in accordance with the contract.

信贷风险是指借款人无法按照合同偿还贷款的可能性。

Your FICO score can provide potential Lenders with an objective measure of your credit risk, a.k.a, your liability as a borrower.

您的 FICO 分数可以为潜在的贷款人提供客观的信用风险衡量标准，也就是您作为借款人的责任。

Your FICO score can provide potential lenders with an objective measure of your credit risk-- a.k.a. your reliability as a borrower.

您的 FICO 分数可以为潜在贷方提供客观的信用风险衡量标准——也就是您作为借款人的可靠性。

Now, in contrast to corporate bonds and bonds backed by private assets, what you see in government debt is a lower degree of credit risk.

现在，与公司债券和私人资产支持的债券相比，政府债务的信用风险程度较低。

Small and medium-sized enterprises (SMEs) are harder credit risks to assess than large ones, so they attract higher capital charges and are often the first to lose their funding in a downturn.

相比于大企业，中小企业的信用风险更难度量，因此流向它们的信贷往往会要求一个更高的回报，而且当经济处于下行阶段时，流向这类企业的资金往往最容易损失。

Regulation measures implemented for enterprises with different credit risk categories will help lead to effective and fair regulation, and stimulate the vitality and creativity of market entities, Pu said.

蒲淳称，通过对不同信用风险类别的企业实施差异化的监管措施，做到有效监管、公正监管，有利于充分激发市场主体活力和创造力。

The loan book of First Republic, which collapsed on May 1st, carried mortgages for the rich that had little credit risk, yet the rules assigned them a high risk weight.

第一共和国的贷款簿于 5 月 1 日崩溃，为富人提供的抵押贷款几乎没有信用风险，但规则却赋予他们高风险权重。

China will attempt to fully implement the category-based management of corporate credit risks in its market regulation system within three years, the State Administration for Market Regulation (SAMR) said on Tuesday.

近日，国家市场监督管理总局印发的《关于推进企业信用风险分类管理进一步提升监管效能的意见》提出，力争用3年左右的时间，市场监管系统全面实施企业信用风险分类管理。

Since Fannie and Freddie take on credit risk themselves, they charge mortgage originators points, as in percentage points, which vary with a borrower's credit score and the loan-to-value ratio on a property.

由于 Fannie 和 Freddie 自己承担信用风险，他们向抵押贷款发起人收取积分，以百分比计，这随着借款人的信用评分和房产的贷款价值比而变化。

So the big question for the banks, obviously, they're making all this money from loans, but what is the credit risk that they're taking on and what's the credit environment that they're going to be heading into.

因此，对银行来说， 一个大问题显然是，他们从贷款中赚取所有这些钱，但他们承担的信用风险是什么， 他们将要进入​​的信用环境是什么。

Fully advancing the category-based management of corporate credit risks will help foster an innovative system to strengthen market supervision, the administration's deputy head Pu Chun said, adding that the move is very important to building a credit-oriented business environment.

国家市场监督管理总局副局长蒲淳介绍，推进企业信用风险分类管理，是进一步构建以信用为基础的新型监管机制的重要内容，对于构建信用导向的营商环境十分重要。