That meant credit agencies could still point to historical data that indicated mortgage debt was a safe bet.

这意味着信贷机构仍指着历史数据，表明抵押贷款债务稳赢。

So you get it right: ad companies and credit agencies may already have data points on little babies.

广告公司和信贷机构已经有了宝宝们的数据。

We asked about whether the company was seeking a rating from a credit agency.

我们询问该公司是否正在寻求信用机构的评级。

The Japan Bank for International Cooperation, an export credit agency meant to lower financial risk for private lenders, is helping to fund it.

日本国际合作银行，一个帮助私人贷方降低财务风险的出口信贷机构，也在筹备为该项目提供部分经费。

So you talked to Moody's, which is one of the biggest credit agencies in the world, and they said that demographics are already hitting the credit ratings of some countries.

你和穆迪谈过，穆迪是世界上最大的信用机构之一，他们说人口统计已经影响了一些国家的信用评级。