Compounding interest is when your money makes money.

复利就是指你的钱赚钱。

So the longer you invest the more you're going to have compounding interest.

所以你投资的时间越长，你的复利就越多。

I think I do work pretty hard, but I think it's compound interest is a good metaphor here.

我认为我确实很努力，我认为复合效益在这里是一个很好的比喻。

But the thing is, it appears to be cumulative and like compound interest.

但问题是，它似乎是累积的，就像复利一样。

A savings account is an excellent way to learn about the power of compound interest.

储蓄账户是了解复利威力的绝佳方式。

Niamh is 24, and the best thing she has on her side is compound interest.

Niamh 24 岁，她最擅长的就是复利。

And the more time you take, the easier it's going to be, and the more you can take advantage of compounding interest.

你花的时间越多，事情就越容易，你就越能利用复利。

And responsible investing opens up so many options that your future self wouldn't otherwise have, thanks to the power of compound interest.

由于复利的力量，负责任的投资开辟了未来的自己无法拥有的众多选择。

Compound interest, this means earning interest on interest over time, which can help investors experience exponential growth, or growth that occurs at an increasingly rapid rate.

长时间的复利，也就是利滚利，让投资者体验资金呈指数级增长，或以越来越快的速度增值。

But you do need to know about the concept of compounding interest and how that can work to your benefit over the years.

但您确实需要了解复利的概念以及多年来它如何为您带来好处。