Some insurance plans set prices using community rating in which everyone in the risk pool is charged the same price to buy into the insurance plan.
一些保险计划使用社区评级来设定价格，其中风险池中的每个人都被收取相同的价格来购买保险计划。
Community Rating
原声例句
社会学 Crash Course
英语百科
Community rating
Community rating is a concept usually associated with health insurance, which requires health insurance providers to offer health insurance policies within a given territory at the same price to all persons without medical underwriting, regardless of their health status.
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