So the commercial banks, they called this " financial intermediation."

所以商业银行们，被称为“金融媒介”。

So let me create a a couple of normal commercial banks.

首先让我来画几个商业银行。

I think the commercial banks are not doing enough.

我认为商业银行做得还不够。

We're talking about a commercial bank or lending out the money.

假设金融中介是商业银行 它们会把钱贷出去。

Part of what they should be doing is to be talking to the commercial banks.

他们应该做的一部分是与商业银行对话。

Established in 1983, Silicon Valley Bank was, just before collapsing, America's 16th largest commercial bank.

硅谷银行成立于1983年，在倒闭前曾是美国第16大商业银行。

M-Shwari, M-Co-op Cash and KCB M-Pesa, all of them linked to large commercial banks.

M-Shwari、M-Co-op Cash及KCB M-Pesa, 全部与大型商业银行挂钩。

But bottom lines suffered as commercial banks set aside reserves to prepare for likely credit losses.

但随着商业银行为可能的信贷损失做拨款准备，盈亏底线受到了影响。

Commercial banks are bracing for the impact of the crisis, but it has yet to come.

商业银行正在为危机的影响做准备，但危机尚未到来。

Another innovative method commercial banks use to prevent the threat of bank runs is the introduction of term deposits.

商业银行用来防止银行挤兑威胁的另一种创新方法是引入定期存款。