With our Corporate Card you can use it agency collection and payment.

使用我们的公司卡可以享受代理收付服务。

And, immediately, the collection agencies start calling.

催收机构立即开始打电话。

They won't send the collection agency after us.

他们不会派收债公司来追我们。

That company is called a " collection agency" (agency).

那家公司被称为“收款机构”（agency）。

We'd have to turn it over to a collection agency.

我们必须把它交给收债公司。

Marjorie: Using a collection agency would be a last resort.

玛乔丽：使用收债公司是最后的手段。

I 'm surprised you have not heard from collection agencies already.

我很惊讶，讨债公司居然还没找你啊。

These collection agencies take a percentage of how much the bill is, and that's how they make money.

这些收款公司收取账单金额的一定比例，这就是他们赚钱的方式。

You also won't be reported to the credit bureaus, placed in default or reported to debt collection agencies.

您也不会被报告给信用局、被拖欠债务或被报告给收债机构。

Marjorie says, " Using a collection agency would be a last resort" (resort).

Marjorie 说，“使用收款公司将是最后的手段”（resort）。

That means the collection agency will only give them back 40 percent of every dollar that they get back from the person who owes the company money.

这意味着收债公司只会返还他们从欠公司钱的人那里收回的每一美元的 40%。

They will usually hire another company – a collection agency – that will go and try to find you and call you and go to your house to get the money from you.

他们通常会雇用另一家公司——一家收款公司——这家公司会试图找到你并打电话给你，然后去你家从你那里取钱。

Now, the problem with a collection agency is that the collection agency will only give you part of the money that they collect back to you because, of course, the collection agency has to make money.

现在，收款机构的问题是收款机构只会将他们收取的部分钱返还给您， 因为收款机构当然必须赚钱。

Tamara used her last $1,300 for sort of a boring, but necessary, reason; she had to pay off a bill she'd gotten from a collection agency, and she used part of it for her rent.

塔玛拉出于某种无聊但必要的原因使用了她最后的 1, 300 美元；她不得不还清她从收债公司收到的账单，并将其中的一部分用于支付房租。