But the qualities that made the CFPB such a powerful regulator also made it hated by Republicans.

但 CFPB 成为如此强大监管机构的品质也使其遭到共和党人的憎恨。

The CFPB is the Consumer Financial Protection Bureau.

CFPB 是消费者金融保护局。

Right now, regulators, particularly the CFPB, started by Elizabeth Warren, has put the number at about $2 million.

目前，监管机构，尤其是由伊丽莎白·沃伦（ElizabethWarren）启动的CFPB，估计这个数字约为200万美元。

Mr Chopra is a staunch ally of Senator Elizabeth Warren, who helped set up the CFPB in the wake of the financial crisis a decade ago.

乔普拉是参议员伊丽莎白·沃伦(Elizabeth Warren)的坚定盟友，10年前金融危机爆发后，沃伦帮助成立了消费金融保护局。

Yeah, my opinion of the structure of the CFPB has not changed.

是的，我对 CFPB 结构的看法没有改变。

Now, the CFPB started about 12 years ago to help people like Phil.

现在，CFPB 大约 12 年前就开始帮助像菲尔这样的人。

I ended up getting hold of CFPB, and they sent them a letter.

我最终联系了 CFPB，他们给他们发了一封信。

Later on, when Phil had a billing dispute with Verizon, he reached out to the CFPB again.

后来，当 Phil 与 Verizon 发生计费纠纷时，他再次联系 CFPB。

For instance, during the Trump administration, Congress and President Trump rolled back a CFPB rule aimed at the payday lending industry.

例如，在特朗普执政期间，国会和特朗普总统撤销了针对发薪日贷款行业的 CFPB 规则。

Now is that the head of the agency and he does say we're going to do whatever the law says the CFPB should do.

现在他成了该机构的负责人，他说法律要CFPB做什么，我们就做什么。

And not surprisingly, a lot of businesses who've been subject to the CFPB's oversight agree.

毫不奇怪，许多受到 CFPB 监管的企业都同意这一点。

In that case, the court held that actually, the president can fire the head of the CFPB whenever they want.

在该案中，法院认为，实际上，总统可以随时解雇 CFPB 的负责人。

The Consumer Financial Protection Bureau, the CFPB, had passed a rule saying that arbitration was unfair and groups deserved their day in court.

消费者金融保护局 (CFPB) 通过了一项规则，称仲裁是不公平的，团体活该在法庭上度过难关。

And so from the start, the CFPB's structure made it more independent than the usual agency.

因此，从一开始，CFPB 的结构就使其比通常的机构更加独立。

And now the second way the CFPB is also different from most agencies is the way it is funded.

现在，CFPB 与大多数机构的第二个不同之处是其资助方式。

But filing a complaint at the CFPB does force a company to respond.

但向 CFPB 提出投诉确实会迫使公司做出回应。

So the CFPB was created to focus on regulating business practices that affect these individual consumers.

因此，CFPB 的成立就是为了集中监管影响这些个人消费者的商业行为。

That is a law that Congress can use to overturn any regulation within 60 days after it's enacted. And it means that the CFPB, effectively, can't take this up.

这是国会可以用来在颁布后 60 天内推翻任何法规的法律。这意味着 CFPB 实际上无法处理此事。

The CFPB also warned that these companies might invest the money they get from customers, but their investments aren't subject to the same kind of oversight that a regulated bank would get.

CFPB 还警告说，这些公司可能会用从客户那里获得的资金进行投资，但他们的投资不会受到与受监管银行相同的监管。

But Stacy says it's not clear the Supreme Court buys the plaintiffs' arguments, which would call into question everything the CFPB has been doing for the past 12 years.

但史黛西表示，目前尚不清楚最高法院是否接受原告的论点，这将使人们对 CFPB 在过去 12 年中所做的一切产生质疑。