Cardholders can choose to apply for the new version based on their needs.

持证人可根据个人需要，适时申请换发新版永居证。

I like using a cardholder, just because it's easy.

我喜欢使用卡夹，因为它很方便。

The instructions say the merchant has to swipe the cardholder's card at the POS.

丹尼：说明上说商户必须在 POS 上刷持卡人的卡。

The instructions say that the merchant has to swipe the cardholder's card at the POS.

Danny：说明说商家必须在POS机上刷持卡人的卡。

A backup list for $1,500. A leather cardholder over $200. But the technology could be used well beyond fashion.

1，500 美元的备份列表。超过200美元的皮革卡夹。但这项技术可以远远超出时尚。

So the instructions say that the merchant (the seller) has to swipe the cardholder's credit card at the POS.

所以说明书上说商户（卖家）必须在POS上刷持卡人的信用卡。

Touted as a card for accumulating experiences, the $450-a-year product has been a hit with well-off millennials, who represent more than half of cardholders.

这种450美元每年的产品，被捧称为“用于积累经历的卡”，该产品颇受富裕千禧一代的欢迎，他们占了持卡人的一大半。

The " cardholder" (one word) is the person who owns the credit card (the person whose name is on the credit card).

“持卡人”（一个词）是指拥有信用卡的人（名字写在信用卡上的人）。

Cardholders can use the Permanent Residence ID Card as a valid certificate in situations such as accommodation registration and transportation ticket purchase, without the need to present their passports.

持卡人可在住宿登记、交通购票等情况下使用永久居留身份证作为有效证明，无需出示护照。

This usual range is, of course, high: A slender majority of cardholders don't carry a balance from month to month, but those interest rates can certainly be crippling to those who do.

当然，这个通常的范围很高：微弱的大多数持卡人每月都没有余额，但这些利率肯定会对那些有余额的人造成损害。