And then our job is to make an application to book that rate.

然后我们的工作就是申请预订该价格。

And you can usually book these rates with your lender about six months in advance.

您通常可以提前大约六个月向贷方预订这些利率。

So if anybody has a mortgage coming off up until sort of December or January, you really should be looking now and you can potentially book a rate.

因此，如果有人在 12 月或 1 月之前还清抵押贷款，那么您确实应该现在就考虑， 并且可以预订利率。