A mortgage with an inflated interest rate, and a balloon payment and a prepayment penalty if he tried to get out of it.

利率过高的抵押贷款，如果他试图摆脱它， 就会有一笔大额付款和提前还款罚款。

So it's crucial to be clear on how you'll repay-options could include a balloon payment, a loan term extended to include missed payments, or higher monthly bills.

因此，很重要的一点是要清楚你选择如何偿还，偿还方式包括最末期大笔还清，延长贷款期限包含拖欠的付款，或月结费用增加。

At the end of that 10 years, usually, when you have a balloon payment, you have to give a large amount of money at the very end to pay off the loan.

在那 10 年结束时， 通常，当你有一笔大额付款时，你必须在最后给出一大笔钱来还清贷款。