But Kraus points out that the option to access retirement savings early isn't going away until yearend.

但克劳斯指出，提前获取退休储蓄的选择将一直持续到年底。

The closer I came to the yearend holidays, the harder it became to muster the enthusiasm and satisfaction Iusually find in my day job.

离年末假期越近，我就越难鼓起通常在日常工作中找到的热情和满足感。