The loan depended on the value of properties continuing to rise, while the bonus was a seductive promise that gave bankers an incentive to overlook risk.

这笔贷款取决于房地产价值的持续上涨，而这份奖金则是一种诱人的承诺，激励银行家忽视风险。

The other thing is that we've seen, obviously, a huge growth in the value of property, and that means that people have built up quite a lot of housing equity and that gives you a cushion.

另一件事是，我们显然看到了房地产价值的巨大增长，这意味着人们已经建立了相当多的住房净值， 这给了你一个缓冲。