Would transaction data be mined for valuable spending patterns?

交易数据会被挖掘出有价值的消费模式吗？

That means it can't use your transaction data to target you with ads, reorder your newsfeed or sell your info to marketers.

这意味着它没法使用你的交易数据来向你推送特定广告，重新安排你收到的新闻推送，或者把你的信息卖给营销者。

Digital firms that use this plumbing to offer services should be free to monetise transaction data, through, for example, advertising, so long as their business model is made explicit to users.

使用这种管道来提供服务的数字公司应该可以通过广告等方式自由地将交易数据货币化，只要他们的商业模式对用户明确。