Affinity Capital Exchange, a fintech firm, is working with JPMorgan to securitise air miles, so that they can be more easily traded.

亲和资本交易（一家金融科技公司）正与摩根大通合作，将航空里程证券化，以便更容易地进行交易。

It includes shrinking the lender's investment bank and selling off parts of its securitised products business, which is really profitable.

它包括缩减贷款人的投资银行和出售其证券化产品业务的一部分，这确实是有利可图的。

Everyone wanted to believe that we had genuinely found a way of spreading risk through securitising loans so low-income families could have access to the sort of credit that the middle class has always had.

每个人都想相信我们真的找到了一种通过贷款证券化来分散风险的方法， 这样低收入家庭就可以获得中产阶级一直拥有的那种信贷。

The key piece here that they've already announced a sell-off is the securitised products business, which, although is actually very profitable for Credit Suisse and is an area where the bank is a market leader, it is quite risky.

他们已经宣布抛售的关键部分是证券化产品业务，尽管这对瑞士信贷来说实际上是非常有利可图的， 而且该银行在该领域处于市场领先地位，但风险很大。