Retail banking in Britain will probably become a lot more boring, quite a bit safer and somewhat less profitable.

英国零售银行业将可能将变得更加单调，更加安全，另外--从某种意义上来说--更加缺乏盈利性。

Scale has become increasingly important for retail banking in America.

对于美国的零售银行业务来说，规模已经变得越来越重要。

But at Goldman Sachs, where net income was down by 43%, year on year, another problem is its expansion into retail banking.

但在净利润同比下降43%的高盛，另一个问题是其向零售银行业务的扩张。

The growing popularity of such alternatives is upsetting the logic of retail banking.

此类替代方案的日益普及正在扰乱零售银行业务的逻辑。

The call sounds familiar. Foreign financiers have been knocking at China's door for generations, with an eye to every corner of the industry, from retail banking to securities.

这种呼唤似曾相识。几代外国金融家都在敲中国市场的大门，他们看上了这个行业从零售银行到证券的每个角落。