It will create the country's fifthlargest retail bank.

它将创建该国第五大零售银行。

Top US retail banks are set to post quarterly earnings this week.

美国大型零售银行本周将公布季度收益。

On top of that, retail banks will have to hold another 7% to 10% of loss-absorbing capital.

另外，零售银行不得不另持7~ 10%的亏损吸收资本。

New mortgages are being approved at half their pre-crisis rate, which means less business for retail banks.

现在的新房贷批准数仅为危机前数量的一半，这意味着零售银行业务的减少。

For example, last year my students spent a week looking at their own purchasing and analyzed it in detail from shopping to the relationship that they have with their retail banks and their mobile phone providers.

例如，去年我的学生们花了一周的时间了解他们自己的购买情况，并且从购物到他们与零售银行和手机供应商之间的关系进行了详细的分析。

For example, last year my students spent a week looking at their own purchasing and analyze it in detail from shopping to the relationship that they have with their retail banks and their mobile phone providers.

例如，去年我的学生花费一周的时间观察自己的消费行为，并从购物到他们与零售银行和移动手机服务商的关系来对自己的采购进行详细分析。