PRBC
- "PRBC" may also refer to packed red blood cells.
PRBC is a consumer credit reporting agency, more commonly referred to as a credit bureau in the United States. It is similar to the other four U.S. credit bureaus (Equifax, Experian, TransUnion and Innovis) in that it is an FCRA (Fair Credit Reporting Act) compliant national data repository. However, PRBC differs in a few distinct ways. Consumers are able to self-enroll and report their own non-debt payment history to PRBC. They can build a positive credit file based on alternative data, such as timely payments for bills such as rent, utilities, cable, telephone, and insurance that are not automatically reported to the other bureaus.