We do require a deposit before we can issue you with a personal credit card.

我们在给您发个人信用卡之前，您还需要付押金。

I've had my personal credit card for ages but my corporate one is new to me.

我持有个人信用卡已经很长时间了，但公司卡对我来说是个新东西。

I mean, it's like, you know, if a person's personal credit score goes down, that means it's harder for them to borrow money.

我的意思是，就像，你知道，如果一个人的个人信用评分下降，这意味着他们更难借钱。

Samir Desai, a co-founder, dismisses the argument that lending to small firms requires bankers to make personal credit assessments: “SMEs want low costs, a quick process and a transparent fee structure, not a relationship.”

Funding Circle公司的联合创始人Samir Desai不认为向小企业融资需要银行家去做个人的信用评估，他认为：“中小企业希望获得的是低成本、快捷、费用结构透明的融资渠道，而不是一种需要经常维系的关系”。