But always pay attention to the APR, annual percentage rate.

但要始终注意 APR，即年度百分比率。

We want to lock in a good annual percentage rate and not worry about the rate going up.

我们希望锁定一个良好的年利率，而不用担心利率上升。

The " annual percentage rate" is the interest rate for a given year, for each year that you to pay the bank to have the money, to borrow the money.

。 “年利率” 是给定年份的利率， 即您每年向银行付款以获得资金、借入资金的利率。