From next month much will change for retirees, as the government drops the requirement to buy annuities with private pension pots.

从下月开始，随着政府降低对私人养老金年金的购买要求，针对退休人员的很多政策会有所变化。

So they would trade some of their pension pot to buy a regular income that would die with them.

因此，他们会用部分养老金来购买固定收入， 而这笔收入将随之消失。

But for most people, that's not gonna be enough to build like a sustainable pension pot when you retire.

但对于大多数人来说， 这还不足以在你退休时建立一个可持续的养老金罐。

Market turmoil has reduced the value of pension pots (in America the total value of retirement assets fell by 4.5% in the first quarter).

市场动荡降低了养老金的价值（在美国，第一季度退休资产的总价值下降了 4.5%）。

But when we look at the split between men and women, men have average pension pots of about 142,000 and women nearer to 50,000.

但当我们观察男女之间的差距时，男性平均养老金约为 142,000 英镑， 而女性则接近 50,000 英镑。

Puerto Rico's biggest government-pension programme has sufficient funds to cover just 0.7% of future obligations. State pension pots are not in quite such bad shape, but massive liabilities still loom.

波多黎各养老计划是最大的项目，有充足的资金，未来可以负担0.7%。波多黎各养老金体系并不差劲，但巨大的债务还是令人担忧。