The Obama administration detailed new rules to regulate providers of payday loans.

美国政府公布了针对发薪日贷款（payday loans）放贷人的详细管理新规。

Nearly a third of payday loans are taken out to cover day-to-day household bills, Labour says.

工党宣称，大约有三分之一的发薪日贷款用来支付家庭的日常开支。

But while payday loans might seem like easy money, folks often end up trapped in a cycle of debt.

尽管发薪日贷款看起来可以缓解现金压力，但人们通常会因此而陷入债务陷阱。

Changing planning laws—not a new idea—would have the most effect, but most high streets have plenty of payday loan shops already.

改变计划法律？—这并非是个新想法—可能会获益匪浅，但是大多数商业街已经有很多发薪日贷款店铺的存在了。

And this week, they took an important first step towards cracking down on some of the most abusive practices involving payday loans.

本周，他们又采取了一项新的举措，打击包括发薪日贷款注在内的对部分金融工具的滥用。注：发薪日贷款：一种短期贷款，专门贷给依赖薪水活命的低薪人士，帮助他们弥补两个发薪日之间的现金短缺。

You know, think multimillion-dollar payday loan.

你知道，想想数百万美元的发薪日贷款。

Last February, Trump made it easier for lenders to give out predatory payday loans, which trap working class people in cycles of debt they can't get out of.

去年2月，特朗普让放贷机构更容易发放掠夺性发薪日贷款，让工薪阶层陷入无法摆脱的债务循环。

On October 17th Ed Miliband, Labour's leader, announced plans to halt the tide of payday loan firms into Britain's shopping districts that accelerated following the economic crisis in 2008.

10月17日，工党的领导人，艾德? 米利班德，宣布限制在英国的商业中心建立发薪日贷款公司的计划。自从2008年经济危机以后，发薪日贷款公司在英国市中心发展速度加快。

Since the tech downturn began last December plenty of Silicon Valley darlings have gone bust, including Fast, an online-checkout firm, and LendUp, a purveyor of payday loans.

自从去年 12 月开始科技行业低迷以来， 许多硅谷宠儿都破产了，包括在线结账公司 Fast 和发薪日贷款供应商 LendUp。