The IMF is readying a $650bn issue of special drawing rights (SDRS)-essentially an overdraft facility at a negligible interest rate-for its members.

国际货币基金组织正准备为其成员国发行6500亿美元的特别提款权——本质上是一种利率可忽略不计的透支工具。

For a start, students could well find themselves in need of cash in advance of loans or grants being paid, so an account with a suitable overdraft facility and a bank that understands the problems are vital.

开始，学生很可能发现，自己在申请得到贷款或助学金前就很需要现金，所以一个有合适透支额度的账户和一家理解学生实际问题的银行是极其重要的。