Next, subtract your monthly expenses from income.

接下来，从收入中减去你的每月开支。

Having investment income that's greater than monthly expenses.

也就是拥有的投资收入超过每月的开支。

On the same page, write down all of your monthly expenses.

在同一页上，写下你每月的所有花销。

And I have monthly expenses of $2,000. What is my wealth?

，可我每月要支出2000美元，那我还有什么财富可言呢？

I now have income generated from assets each month that fully covers my monthly expenses.

现在每个月我从资产项得到的现金收入与支出等量。

When we have money left from monthly expenses, we'd better put some in a savings bank.

当我们每月开支后尚有余款，便把它存入储蓄所（银行）。

Each month, these people allocate money to their asset column before they pay their monthly expenses.

在支付每月支出之前，他们总是先将钱分配给自己的资产项。

If you attend more than a few classes a week, the costs quickly surpass the monthly expense of owning a Peloton bike.

如果你每周上好几节课的话，课时费很快就会超过买一台Peloton动感单车的月供。

Then I live with my wife and two children and we can't even afford to pay our rent and monthly expenses anymore.

我和妻子以及两个孩子住一起，我们现在付不起房租，也无法承担每个月的开销。

If I quit my job today, I would be able to cover my monthly expenses with the cash flow from my assets.

如果我辞职了，我也能用每月资产项产生的现金维持支出。

Then I live with my wife and two children and we can’t even afford to pay our rent and monthly expenses anymore.

我和妻子以及两个孩子住一起，我们现在付不起房租，也无法承担每个月的开销。

The money you have " barely covers" your monthly expenses.

你拥有的钱“勉强够”你每个月的开支。

You know that our paychecks barely cover our monthly expenses.

你知道我们的薪水几乎不能支付我们每月的开支。

Roland says that he and Ginger underestimate their monthly expenses.

Roland 说他和 Ginger 低估了他们每月的开支。

You've written down all of your monthly expenses in your notebook.

你已经在笔记本上记下了所有每月的开支。

I wanted to know exactly how much my recurring monthly expenses were.

我想确切地知道我每月的经常性开支是多少。

I say between 10% to 25% of your monthly expenses should be kept in your checking account buffer.

我说你每月开支的 10% 到 25% 应该保存在你的支票账户缓冲区中。

Okay, one thing we need to keep in mind is that we tend to underestimate our monthly expenses.

罗兰：好的，我们需要记住的一件事是我们往往会低估每月的开支。

Um, I noticed in our monthly expenses, we spent $500 on something called " Madame x-ing" ?

呃 我注意到月开销中，有500美元支付给了一个叫“西英女士”的人？

It is the only credit card that lets you pay rent, which for so many of us is our biggest monthly expense, with no fees.

这是唯一一张可以让你支付租金的信用卡，对于我们中的许多人来说，这是我们每月最大的开支，不收取任何费用。