Money market funds, well, they paid next to nothing.

货币市场基金并几乎没有支付任何费用。

Money market funds, however, may not be federally guaranteed like other kinds of savings.

然而，货币市场基金不像其它种类的储蓄一样有联邦政府担保。

The government made billions of dollars in loans available to banks and money market funds.

政府向银行和货币市场基金提供了数千亿美元的贷款。

But people might start moving money into private money market funds or the bonds of top U.S. corporations.

但人们可能会开始将资金转移到私人货币市场基金或美国顶级公司的债券中。

They are instead putting it into what are called cash management products, which are money market funds, which pay slightly better rates.

相反，他们将资金投入所谓的现金管理产品，即利率略高的货币市场基金。

The People's Bank of China also said it would place over $8 billion into money markets funds, which are considered safe debt investments.

中国人民银行称将向被视为安全债券投资的货币市场投入80亿美元。

I think for our British listeners, money market funds, of course, are not bank accounts.

我认为对于我们的英国听众来说， 货币市场基金当然不是银行账户。

Cash is pouring into US money market funds.

现金正在涌入美国货币市场基金。

The past two weeks, investors have shifted nearly $300bn into US money market funds.

过去两周，投资者已将近 3000 亿美元资金投入美国货币市场基金。

It's not just going into money market funds, but it's coming from the smaller banks.

它不仅进入货币市场基金， 而且来自较小的银行。

What happens to these banks if they continue to see money get pulled out and put into money market funds?

如果这些银行继续看到资金被抽出并投入货币市场基金，它们会怎样？

We're seeing money seep out of the banking system into money market funds, which are not FDIC insured.

我们看到资金从银行系统渗入货币市场基金，这些基金不受 FDIC 保险。

Money market funds, for example, are trying to buy securities that mature either before the X date, which is the date on which the money stops.

例如， 货币市场基金试图购买在 X 日期之前到期的证券，X 日期是资金停止的日期。

Money market funds have been on the receiving end of some $435 billion in inflows since SVB failed, a cash flow that is helping destabilize banks.

自 SVB 倒闭以来， 货币市场基金一直在接收约 4350 亿美元的资金流入，这种现金流正在帮助破坏银行的稳定。

In effect, Americans can park cash in money market funds which in turn park it directly at the Fed, circumventing the banking system altogether.

实际上， 美国人可以将现金存入货币市场基金， 而货币市场基金又将其直接存入美联储，从而完全绕过银行系统。

But obviously, if people are money market funds, they're looking to buy things that are before that date or after whatever grace period they reckon.

但显然，如果人们是货币市场基金，他们希望购买该日期之前或他们认为的任何宽限期之后的东西。

In 2013, money market funds were given access to the Federal Reserve's Reverse Repo facility, in which they receive securities overnight in exchange for cash, a facility that was expanded during the COVID-19 pandemic.

2013 年， 货币市场基金获准使用美联储的逆回购工具，隔夜接收证券以换取现金，该工具在 COVID-19 大流行期间得到了扩展。

Basically what's happening is everyone is moving into money market funds either because they are worried about their bank or because they just want the much better rates you can get from a money market fund.

基本上正在发生的事情是每个人都转向货币市场基金， 要么是因为他们担心他们的银行， 要么是因为他们只是想要从货币市场基金获得更好的利率。