The minimum payments on debt should definitely go towards the needs category.

最低债务偿还额肯定应该归于“生存必需”类。

The only debt that should go into this category is that which is above the minimum required payment.

唯一应归入这一类别的债务是高于最低偿还要求的债务。

Yes, you will see on your monthly bill and statement the amount in full but also the minimum payment.

是的，在您的月度对账单上，您既能看到支付金额的总数也能看到最低还款额。

I paid the minimum payment on the last bill.

我在最后一张账单上支付了最低付款额。

He says he paid the minimum payment on the last bill.

他说他支付了最后一张账单的最低付款额。

What is the minimum payment that is due?

到期的最低付款额是多少？

The " minimum" (minimum) – the " minimum payment" is the least amount.

“最低”（最低） – “最低付款”是最低金额。

I became comfortable with the minimum monthly payments because, at the time, it was affordable.

我对每月最低付款感到满意，因为在当时，这是负担得起的。

So, the $50 is the least amount – the minimum payment.

所以，50 美元是最少的金额——最低还款额。

And if you pay the minimum payment, you don't have a late fee.

如果您支付最低还款额，则无需支付滞纳金。

The reasoning behind this is that the minimum required payments are compulsory and failure to pay them would cause adverse effects on your credit status; something you just can't live with.

理由是，最低债务额是强制性的，如果不支付，会对你的信用状况造成不利影响，信用是生活必需品。