Is there a minimum balance needed for an account?

这个账户有最低余额限制吗？

Not quite. You have to maintain a minimum balance of twenty dollars. And sometimes the bank has service charges.

不太一样。你的账户里最少得存二十美元。有时候，银行还要收服务费。

It looks like you also have a minimum balance requirement.

Jae：看来你们也有最低余额要求。

So in some banks,you have to have a minimum balance of,say,1,000 dollars, or 5,000 dollars.

所以在一些银行， 你必须有最低余额， 比如 1,000 美元或 5,000 美元。

With the minimum balance of only 50,000 dollars, you'll get interest of 6.1% on any amount over that, for a yearly yield of 6.27%.

最低账户余额只要50000美元，您就能得到这以上任意金额的6.1%的利息，年收益是6.27%。

A " minimum balance" is the minimum, or least amount of money that you have to keep in your bank account.

“最低余额” 是您必须在银行账户中保留的最低金额或最少金额。

Plus, we do not have minimum balance requirements and you may enjoy free transfers to and from other Bank of America customers.

此外，我们没有最低余额要求，您可以享受与其他美国银行客户之间的免费转账。

So, if your bank has a 5,000-dollar minimum balance and you have less than 5,000 dollars,because you took some money out,you would dip below the minimum balance.

所以，如果你的银行有 5, 000 美元的最低余额，而你的余额少于 5, 000 美元， 因为你取出了一些钱， 你会低于最低余额。

Usually, banks require a minimum balance – " balance" is just the amount of money in your account – in order to have an account without service charges.

通常，银行需要最低余额——“余额” 就是您账户中的金额——以便拥有一个不收取服务费的账户。

If you don't keep enough money in your bank account, say 1,000 dollars or 500 dollars,then the bank will charge you a fee if you go below, or have less than your minimum balance.

如果您的银行账户中没有足够的钱，比如说 1, 000 美元或 500 美元， 那么如果您低于或低于最低余额， 银行将向您收取费用。

Well, if you just take a look here, see, with our chequing account, you can have unlimited daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you must carry a minimum balance of $ 10,000 dollars.

这样，您是否可以先看下这里，看，支票账户，每日交易无上限，只需少许的月费，储蓄账户呢，会有较高的利率，但要求存款最低额度10000美元。