NGOs are employing a clever system for microlending.
非政府组织正在使用一种巧妙的小额贷款系统。
单词 | Microlending |
释义 |
Microlending
原声例句
里奇大叔带你欧洲行 NGOs are employing a clever system for microlending. 非政府组织正在使用一种巧妙的小额贷款系统。 里奇大叔带你欧洲行 With microlending, the same capital is used again and again. 通过小额贷款,同一笔资金被反复使用。 里奇大叔带你欧洲行 Microlending, it's a type of financing, but also with a social focus. 小额贷款, 它是一种融资方式,但也具有社会关注点。 2009 English Cafe There was a bank that pioneered microloans and microlending in Bangladesh by the name of the Grameen Bank. 孟加拉国有一家银行以格莱珉银行的名义开创了小额贷款和小额贷款。 2009 English Cafe There are many people who believe that microloans – microlending is one of the best ways to alleviate poverty. 有很多人认为小额贷款——小额贷款是减轻贫困的最佳方式之一。 2009 English Cafe In the same way, the Grameen Bank pioneered microlending when it started giving small loans to very poor people so they could build very small businesses. 以同样的方式,格莱珉银行开始向非常贫穷的人提供小额贷款, 以便他们能够建立非常小的企业, 从而开创了小额贷款的先河。 2009 English Cafe But the Grameen Bank has been very successful in its microlending program, and now there are banks all over the world that have become interested, or least more interested, in microlending. 但是格莱珉银行在其小额贷款项目上非常成功,现在全世界都有银行对小额贷款感兴趣, 或者至少更感兴趣。 2009 English Cafe You can be an entrepreneur in any country, but here the microlending program is to help small business people, usually individual people with small loans to help them with their businesses. 你可以在任何国家成为一名企业家,但这里的小额贷款计划是为了帮助小企业的人, 通常是通过小额贷款帮助他们开展业务的个人。 2009 English Cafe Microlending gives people the help they need to make their lives better, and it is unlike other programs where people are just given money or giving food without asking anything back. 小额贷款为人们提供改善生活所需的帮助,它不像其他项目那样, 人们只是给钱或给食物而不要求任何回报。
中文百科
小额贷款 Microcredit(重定向自Microlending)
![]() ![]() ![]() 广义的小额贷款泛指所有小额个人信用贷款,包括民间借贷、非法高利贷、或合作贷款。 但现今一般人提及微型贷款,多半指的是孟加拉国银行家穆罕默德·尤纳斯(孟加拉语:মুহাম্মদ ইউনুস)其创建的格拉明乡村银行(孟加拉语:গ্রামীণ ব্যাংক)在1976年开始所针对穷人推行的小额贷款。 根据微型贷款高峰会(Microcredit Summit Campaign)的定义:「微型贷款」是一种透过小额借款等金融服务给低收入、贫困的民众,让他们能够自我雇用、产生收入,以帮助其个人及家庭的方法。 一般来说,由于考虑到利润空间、借款人士有限的还款能力及高风险,传统发放商业贷款的银行对这类贷款业务并不感兴趣。
英语百科
Microcredit 小额贷款(重定向自Microlending)
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Microcredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment and a verifiable credit history. It is designed not only to support entrepreneurship and alleviate poverty, but also in many cases to empower women and uplift entire communities by extension. In many communities, women lack the highly stable employment histories that traditional lenders tend to require. Many are illiterate, and therefore unable to complete paperwork required to get conventional loans. As of 2009 an estimated 74 million men and women held microloans that totalled US$38 billion. Grameen Bank reports that repayment success rates are between 95 and 98 percent. |
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