The newly prescribed silver bullet is microcredit.

最新的经济增长手段是" 小额贷款”。

He says over three billion dollars went into microcredit in twenty-ten.

他说2010年小额信贷借出30亿美元。

I first came across this paradox in 2008, when I was working in microcredit.

我在 2008 年从事小额信贷工作时，首次了解到这个悖论。

Do you think there is a role for microcredit at all?

你认为小额贷款能否占一席之地？

You're making 100 percent contrast between microcredit and regular investment and growing regular investment.

你说小额贷款与普通的投资手段以及 不断增长的普通投资手段有天壤之别。你说小额贷款与普通的投资手段以及 不断增长的普通投资手段有天壤之别。

Microcredit has been a great, innovative way to expand financial access to the bottom of the pyramid.

小额贷款一直是优秀创新的手段，用于为向金字塔底层的人 扩大金融活动的门槛。

The hours were long, and his income still wasn't enough to pay back microcredit loans and cover rent.

工作时间很长，但他的收入仍然不足以偿还小额贷款和支付租金。

Microcredit, when it works, allows people to improve their lives by participating in the economy on their own terms.

小额信贷运作允许人们以自己的方式参与经济，来改善他们的生活。

Let's turn to our next topic, which is microloans and microcredit.

让我们转到下一个主题，即小额贷款和小额信贷。

He says over three billion dollars went into microcredit in twenty-ten. But many lenders failed because of bad supervision or failure to repay loans.

他说2010年小额信贷借出30亿美元，但许多贷款人因监管不力或失败而无法偿还贷款。

Working with a local health organization, we identified about 130 of the most vulnerable single mothers with children under the age of five, supporting them by providing business skills, microcredit, whatever they asked us.

在一个当地健康组织的合作下，我们找到了大约 130 名最易受战争影响的单亲妈妈，她们都养育着不足五岁的孩子，我们为她们提供商业技能、小额贷款，以及她们所需的一切支持。

Microloans or microcredit was created to help people in this situation, people in poor countries who wanted to start businesses and only needed a small amount of money but didn't have any collateral.

小额贷款或小额信贷的创建是为了帮助处于这种情况的人们，即贫穷国家想要创业并且只需要少量资金但没有任何抵押品的人们。

We're also going to talk about microloans and microcredit, which is the practice of giving poor people a small amount of money to help them start or to help them grow their small business.

我们还将讨论小额贷款和小额信贷，这是一种向穷人提供少量资金以帮助他们创业或发展小企业的做法。

At first, many of the traditional banks thought that microcredit would never work, because the people who needed the microloans were what they called too high-risk, meaning that they wouldn't be able to pay back the loans.

起初，许多传统银行认为小额信贷永远行不通，因为需要小额贷款的人被他们称为高风险人群， 这意味着他们无法偿还贷款。