Bank of America reported earnings yesterday and like other US megabanks, BofA sailed out of last month's banking crisis in fine shape.

美国银行昨天公布了财报， 与其他美国大型银行一样，美国银行以良好的状态走出了上个月的银行业危机。

Of course, megabanks, like your Chases and your Bank of Americas - they also lend money to homeowners and small businesses.

当然，大型银行，例如大通银行和美洲银行，它们也向房主和小企业提供贷款。

Japan's megabanks have also spread, in order to escape narrow margins at home, as have Singapore's United Overseas Bank and Oversea-Chinese Banking Corporation.

日本的大银行也纷纷扩张，以摆脱国内微薄的利润，新加坡的大华银行和华侨银行也是如此。

If so, they should face the same accounting and liquidity rules as the megabanks—as they do in Europe—and be required to submit to the Fed plans for their orderly resolution if they fail.

如果是这样，它们应该面临与大型银行相同的会计和流动性规则——就像它们在欧洲所做的那样——并且如果它们失败，则必须向美联储提交有序解决方案。