For the next five months, we're all living on credit they argue.

他们称，在接下来的五个月里，我们都靠“透支”生活。

That means that after 210 days into 2021, we'll be living on credit or digging into our savings to live and survive on this planet.

这意味着在进入 2021 年的 210 天之后，我们将依靠信贷生活或动用我们的积蓄在这个星球上生活和生存。