I asked biologist Nina Kraus if this surprised her.

我问生物学家妮娜·克劳斯这是否让她感到惊讶。

Meanwhile Kraus advises musicians to keep their hopes up and teach online.

与此同时，克劳斯建议音乐家保持他们的希望，并在网上教学。

“A musician’s brain selectively enhances information-bearing elements in sound, ” Kraus said in a statement.

“音乐家的大脑能够有选择性地从声音中分辨出载有信息的元素。

But Kraus points out that the option to access retirement savings early isn't going away until yearend.

但克劳斯指出，提前获取退休储蓄的选择将一直持续到年底。

It's best avoided unless you are in a very tough spot, so Kraus advises clients to wait and see if they really need it.

除非你处境艰难，否则最好避免这样做。因此，克劳斯建议客户等待，看看他们是否真的需要用它。

Researcher Nina Kraus said the data strongly suggested that the neural connections made during musical training also enhanced the brain for other aspects of human communication.

据研究人员妮娜·克劳斯介绍，他们的研究数据充分表明，音乐训练过程中所产生的神经元连接能增强大脑在人际沟通等方面的能力。

According to a study by Dr Nina Kraus, Professor of Neurobiology at Northwestern University in Illinois, US, children who played musical instruments were better at recognising different frequencies.

根据美国伊利诺斯州西北大学神经生物学教授 Nina Kraus 博士的一项研究，演奏乐器的孩子更善于识别不同的频率。

Kraus said learning musical sounds could enhance the brain’s ability to adapt and change and also enable the nervous system to provide a scaffolding of patterns that are important to learning.

克劳斯还说，学习声乐能够提高大脑的应变能力，也可以帮助神经系统建立起一个有利于学习的架构。

" A lot of people have been going through life without a good pulse on their finances, because everything has kind of been working out, " says financial planner Mitchell Kraus of Santa Monica, Calif. -based Capital Intelligence Associates.

加州圣莫尼卡的理财规划师米切尔·克劳斯表示：" 很多人在生活中并未很好地了解理财，因为一切都规划好了。"