Insurance 保险

（重定向自Insurance firm）

An advertising poster for an insurance company from ca. 1900-1918 depicts an armoured knight.

Merchants have sought methods to minimize risks since early times. Pictured, Governors of the Wine Merchant's Guild by Ferdinand Bol, c. 1680.

Lloyd's Coffee House was the first marine insurance company.

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.

单词	Insurance firm
释义	Insurance firm 原声例句经济学人-国际 So hopes ARAG, a German-based insurance firm. 所以，像德国保险公司ARAG所希望的那样。林超伦实战口译练习笔记 Our finance and insurance firms can take advantage of increasing liberalisation in these sectors. 我们的理财公司和保险公司在增加这些领域自由化方面能占取优势。 CRI在线 2019年9月合集 Three energy companies, a construction company, an insurance firm, and five banks are among the Top 10. 前十名中，能源企业有三家，建筑和保险业各一家。经济学人-综合 It is consulted not only by psychiatrists, but also by insurance firms, drug companies and anxious patients and parents 它的受众包括精神病科医生，保险公司，制药公司，还有焦虑的病人和他们的父母。经济学人（汇总） An insurance firm's underwriters assessed premiums that varied by 55%, a difference that was five times greater than its management had imagined. 一家保险公司的承保人评估的保费相差达到55%，这一差额比管理层预想的要大五倍。经济学人 Culture By paying out to victims, insurance firms inflate ransom demands. 通过支付给受害者，保险公司夸大了赎金要求。 BBC随身英语（官网版） According to insurance firm LV, a worker in the UK will change employer every five years on average. 据保险公司 LV 称，在英国，一名工人平均每五年更换一次雇主。经济学人（汇总） Since the founder of WR Berkley launched his insurance firm over half a century ago, he has never witnessed a time like the past year- not even in the inflationary 1970s. 自WR Berkley的创始人在半个多世纪前创立了保险公司以来，他从未经历过像去年那样的时刻，即使是在通货膨胀的20世纪70年代也没有过。独霸第二期 Insurance firms, for instance, have an incentive to ask for more data on fishing vessels; if ships switch off their tracking systems, the chances of collisions rise, and so do premiums. 例如，保险公司会更有动力要求渔船提供更多数据，如果船只关闭跟踪系统，撞船的机率就会上升，保费也会随之上升。新闻英语（普特英语听力材料） The deals include a purchase by China of Airbus aircraft, several thousand tonnes of uranium from the French nuclear company Areva and a lucrative contract between French insurance firm Axa and the Industrial and Commercial Bank of China. 这些协议包括，中国从法国购买空客飞机，从法国核公司Areva购买数千吨的铀，法国保险公司Axa和中国工商银行之间签订了一份利润丰厚的协议。经济学人 Culture Assets such as housing and infrastructure are being bought not just by private operators, but by asset managers—financiers who invest the money of pension schemes, insurance firms, university endowments, sovereign-wealth funds and the rich. 购买住房和基础设施等资产的不仅有私人运营商，还有资产管理者——投资养老金计划、保险公司、大学捐赠基金、主权财富基金和富人的金融家。经济学人 Finance and economics It also assumes that Europe follows plans to implement an embargo on Russian crude and prohibit local insurance firms, which have 90% of the global shipping market, from covering vessels carrying Russian oil—albeit with a big exemption. 它还假设欧洲遵循对俄罗斯原油实施禁运的计划，并禁止拥有全球航运市场 90% 的当地保险公司承保运载俄罗斯石油的船只— — 尽管有很大的豁免。英语百科 Insurance 保险（重定向自Insurance firm） Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.
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