内钱，货币创造时增加私人经济个体负债的货币部分。

例如，主动创造商业银行货币，这部分货币通过合并财务报表可以在会计意义上把私人经济个体的债权和债务抵消掉。

• 外钱

Inside money is a term in monetary economics, commonly referring to money issued by private intermediaries in the form of debt. In the presence of interest rate differentials, debt issuers can make arbitrage profits by lending short and borrowing long. The money, i.e. the debt that is exchanged in this course is referred to as inside money.