银行同业拆息（Interbank Offered Rate），是银行等金融机构在其同业之间的货币市场上拆出、借入资金的利率/息率。从狭义来说，银行同业拆息是指有关的息率在当地时间中午11:00的定价，各地市场有不同货币的同业拆息。

按照交易市场的所在，常见的银行同业拆息定价现时有以下数个：

其中纽约同业拆息（NewYork Interbank Offered Rate, NYBOR）这一个定价并不存在，国际上美元的同业拆息定价仍是指伦敦银行同业拆息的美元类别，其他市场的美元同业拆息定价还有新加坡和香港。

Hong Kong Inter-bank Offered Rate, (or HIBOR, Chinese: 香港銀行同業拆息), is the annualized rate charged for inter-bank lending on Hong Kong Dollar (HKD) denominated instruments, for a specified period ranging from overnight to one year. It is calculated daily at 11:00 a.m. local time based on quotations from 20 banks designated by the Hong Kong Association of Banks (HKAB).