And for that, you get one free audiobook credit each month, basically.

为此，你基本上每个月都有一个免费的有声读物积分。

Federal law allows you one free credit report each year at annualcreditreport.com.

联邦法律允许你每年在 annualcreditreport.com 网站上免费获得一份信用报告。

Lower your monthly phone bill and get a free $25 credit by following the link that's down in the description.

点击下方描述中的链接，可以降低你每月的话费，并获得免费的 25 美元信用额度。

Also, get a free credit report from each of the credit bureaus every year.

此外，每年从每个信用局获得免费的信用报告。

I think if you sign up for free, you will get two free credits, so at least do that and play around.

如果你免费注册，你会得到两个免费学分，所以至少注册后尝试一下。

All the credit organizations charge interest on a monthly basis which may work out as high as 25 percent a year, yet judicious purchasing using a card can mean that you obtain up to seven weeks interest free credit.

一切信用卡机构都要收取利息，按月结算，年息可高达百分之二十五。但是，只要你明智地使用信用卡购物，你就可以赊欠7个星期而不必支付利息。

If you sign up, they'll give you a few free credits so you can use it without paying, but if you do want to pay for some credits, I'll give you a coupon code you can use to save a few dollars.

如果你注册，他们会给你一些免费积分，这样你就可以不用付钱就使用它，但如果你真的想支付一些积分，我会给你一个优惠券代码，你可以用它节省几美元。