法院拍卖房屋（俗称法拍屋，香港称银主盘），指的是遭法院强制运行拍卖的房屋。当债务人（业主）无力履行按揭合约，或无法清偿债务时，而被债权人经由各种司法进程向法院申请强制运行，将债务人名下房屋拍卖，以拍卖所得价金满足债权。而在过程中遭到拍卖的房屋就是所谓的法拍屋。

法拍屋不一定是从银行查封而来，私人查封也有；只是房屋的金额太大，每间房子又都有向银行贷款借钱，银行借钱出去时，都有办理设置抵押权，拍卖时银行有优先受偿之权，这就是强制查封的「运行名义」之一，称为拍卖抵押物。银行会根据按揭条款，以及相关民事法律规定，向法庭申请没收物业后所出售的物业。

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower, who has stopped making payments to the lender, by forcing the sale of the asset used as the collateral for the loan.

Formally, a mortgage lender (mortgagee), or other lienholder, obtains a termination of a mortgage borrower (mortgagor)'s equitable right of redemption, either by court order or by operation of law (after following a specific statutory procedure).