But in the round, people with final salary schemes are looking pretty safe.

但总的来说， 拥有最终薪资计划的人看起来相当安全。

A typical DB payout is worth 2% of a worker's final salary, multiplied by years of service.

典型的 DB 支出相当于工人最终工资的 2%，乘以服务年限。

That spike in gilt pricing had an immediate knock-on effect for some final salary pension schemes that at least complicated hedging contracts called LDIs.

金边债券价格飙升对一些最终工资养老金计划产生了直接的连锁反应， 至少使称为 LDI 的对冲合约复杂化。

Now, Jo, for listeners who are lucky enough to be a member of one of those generous final salary pension schemes, what could the future hold for them?

现在，乔，对于有幸成为这些慷慨的最终工资养老金计划之一的听众来说，他们的未来会怎样？

A defined benefit pension is based on your final or average salary, and when you retire, it will pay you a fixed income, and it will pay you that until the day you die.

固定收益养老金是根据你的最终或平均工资计算的，当你退休时， 它会支付给你固定的收入，并且会一直支付到你去世的那一天。

The third factor is the hardest to figure out, because future payouts are based on undetermined final salaries and on how long the recipient and their spouse, who is often eligible for payments, might live.

第三个因素是最难弄清楚的，因为未来的支出是基于未确定的最终工资以及通常有资格获得付款的接受者及其配偶可能活多久。

Gilts tend to be a bigger feature of the more old-fashioned and generous sorts of pension, sometimes described as final salary or defined benefit pensions, although younger listeners are perhaps less likely to have one.

金边养老金往往是更老式和更慷慨的养老金的一个更大的特征，有时被称为最终工资或固定收益养老金，尽管年轻的听众可能不太可能拥有这种养老金。